What happens if one or both of you need care later in life. The cost of care is expensive. You could lose everything you've worked hard to achieve.
Cost of Care
No matter which option you use, the cost of care can deplete your retirement savings quickly. By the time you retire, the cost is likely to double with Inflation. See the Chart. Click here.
If you don't use it; You don't Lose it
you can transfer some of your savings into a TAX-FREE Long-term Care, that pays for as long as you need. Also, if you don't use it, you don't lose it.